Most insurance companies will give a deduction for a properly installed fire sprinkler system. The state chief's used to have a demo trailer showing how fire sprinklers work, is it still available? Take it to school's for your fire prevention education. Have your town borad be part of the demo. Invite civic organizations to witness the events. BE PROACTIVE! Don't accept the town boards initial rejection. As to living on a farm w/o hydrants, you can install a holding tank in the basement to feed the system. This will give you 10-15 minutes of water, enough to either control or extinguish the fire. Along with a smoke/fire detection system, gives you the best chance to save lives & property. What would you rather do, have a water damage or a total loss? That is how you must present your cause. That is how the insurance companies look at it. Contact organizations such as the National Fire Sprinkler Association or Operation Life Safety for help. These guys have been at it a long time and can offer much help. If I can be of any assistance, leave a post with a contact, I will reply.